Job description
:
Manage business operation of the region for micro lending business
Track and manage product profitability (p&l) and portfolio
Manage team of am’s/bic to ensure achievement of set business parameters
P&l - profitability along with consistent business growth
Business parameters – target penetration, target nos& value
Income parameters – insurance and team productivity matrix.
Compliance
Audit
Ensure smooth relationship with all stake holders (ops, credit, policy team) & customers
New business expansion
Monitoring of collection, cgts, luc verification random check
Assessing training needs to accelerate team’s performance.
Introduce and implement new marketing and sales promotion initiatives for the region by coordinating with product team.
To drive business through various available channels
To organize & manage various rnr for field and branch staff
Liaison with different stakeholders such as banks, sro, legal authority , nabard etc
Provide market intelligence in term of business, product & proposal.
Managing weekly and monthly mis and trackers on disbursement, productivity and delinquency.
Ensure zero slippage of account into different delinquency bucket
Timely recruitment of field and branch staff and their career planning .
Ensure timely collection
Open positions
:
1
Skills required
:
Jlg, group loan, joint liability group, mfi, micro finance, microfinance, micro financial, microfinancial, micro lending,
Roles and responsibilities
:
Responsibilities:
Business development
Operations management
Client servicing
Portfolio management
Strong analytical and problem solving skills.
Sales & profitability
People management and development
Competencies:
Graduate / mba with total 10-15 years of experience with 5 – 10 years of relevant ml experience
Understanding of micro lending business and its profit drivers
Experience of handling more than 20 branches or portfolio more than 50 crores
Strong inter-personal and leadership skills – ability to hire/train/motivate/retain large teams/ solution provider
Ability to set & manage targets / budgets, drive and track profitability at unit.
Demonstrated ability in sales planning and conceptualizing promotions and marketing initiatives.
Good articulation ability, decision making and leadership skills
Location
:
Patna
Education/qualification
:
Any graduate / post graduate
Years of exp
:
10 to 15 years
Posted on
:
10-may-2022
Department
:
General
Designation
:
Cluster manager - ml
Hiring insights
Job activity
Posted 30+ days ago
