Job type full-time
Full job description
More about this job:
Loan management primarily supports the global markets division and investment banking division within goldman sachsLoan management, amongst other things, is responsible for directing and facilitating due diligence (at both, the deal and asset level) for the acquisitions, asset management and sales/securitizations of various types of loan portfolios in the us, emea and apac.
The us mortgage desk makes markets in us loan business and asset backed securities, and increasingly places a large amount of focus on purchasing whole loan pools, originating/ financing new loan assets (e.gMortgages / consumer loans) or create new securities backed by loan assets which can be distributed to our clientsIn this way the desk / structurers/ loan management, in particular, are very much at the heart of a changing us banking / capital-markets landscape, and designing ways in which goldman can be a long-term participant in these new flows of capital.
Loan management located in bengaluru is currently seeking an analyst / associate to support the us mortgage/abs desk in its asset management activitiesThe analyst / associate will be primarily responsible for facilitating the monitoring, analyzing and reporting key stats of performance and risk of loans purchased, financed and/or originated from different business platforms.
Responsibilities and qualifications:
Managing financing facilities or warehouse lines and assisting legal and deal teams with negotiation of loan terms and associated documents
Decoding financing facility’s legal documents and formulating the statements into meaningful excel models
Managing client relationships and ensuring smooth / high quality execution of various warehouse deals and its activities
Management and oversight of mortgage and consumer loan data including data setup, database management, etl and data validation
Tracking and confirmation of collateral adequacy for funding and margining (collateral covenants, eligibility, concentration limits)Creating asset summary reports
Monitoring of key deliverables and financial covenants under the warehouse legal documents
Actively participate and partner with information technology to facilitate data warehouse, reporting and other projects as assigned
Ensure the flow of data underneath all of the analytics is accurate and correctWorking with mortgage desk, technology, and cash operations to achieve the same
Manage data dictionaries and large data warehouses
Coordinate with technology and internal departments to develop new gui data interfaces, create new vendor data feeds, and add enhancements to internal databases
Manage and create data related quality control checks for internal databases and provide resolution through analytic research
Develop reporting solutions through multiple tools as neededAbility to produce interactive graphs, pivot tables, etcFor reporting
Maintains systems for tracking projects and communicate results to different business groups
2-4 years of experience in mortgages or consumer portfolio / collateral analytics / asset managementIt’s data management/ modeling and handling etl processes.
Strong academic background – in finance, business, math, or accounting degree with a minimum 3.5 gpa equivalent / candidates pursuing cfa
Strong communication skills (clear, concise, and confident) with the ability to manage internal and external relationships
Solid analytical/logical mindset and attention to detail
Technical skills required include sql, basic understanding of rdbms databases (sql server or sybase ase preferred), data reporting and data visualizationsTableau experience is a plus.
Strong project management skills that include stakeholder management skills, program management experience and ability to translate requirements to deliverables.
Commercial focus and interest in financial and re markets
Mortgage banking or other financial industry experience preferred
Able to work under tight time constraints and extended hours as required
Ability to prioritize workload, manage expectations and is a team player
About goldman sachs: the goldman sachs group, incIs a leading global investment banking, securities and investment management firm that provides a wide range of financial services to a substantial and diversified client base that includes corporations, financial institutions, governments and individualsFounded in 1869, the firm is headquartered in new york and maintains offices in all major financial centers around the world.
© the goldman sachs group, inc., 2019All rights reserved goldman sachs is an equal employment/affirmative action employer female/minority/disability/vet.
Posted 30+ days ago